Has Your Financial Advisor Really Shown You - Your True Risk?

YOUR RISK DETERMINES YOUR FINANCIAL SECURITY

The problem with the financial industry

The financial industry loves it when you take risk

Financial Advisors and Brokerages love it when you take more risk. If you are buying equity mutual funds, most pay more to the brokerage than CDs or Bonds

Financial Advisors are still using the "Monte Carlo" simulation and never bother talking about the inaccuracies and risks. However, if the financial institutions can convince people to take more risk, do the brokerage companies make more money?

Why do financial advisors not want to show you the real risk and categorize risk into Conservative, Moderate or Growth

Why Second Opinions Matter

Even if you are happy with your advisor - why not get a second opinion on your risk

Your Risk Is The One Most Important Factor In Determining Your Retirement Safety

Find Out Your Risk Number

Without knowing your risk number it's like driving a car without a speedometer. Using our experts and technology we can analyze your current risk and put it into a number

What Is Your Target Risk Number

By working with our experts that use Artificial Intelligence to grade your risk, you will find your appropriate risk

Get a Full Risk Report

Once we help you find your current risk number and then your target risk number, we will provide a report on your weak points and suggested actions to reduce your risk

In 2008 the stock market dropped more than 60% and stayed down until 2013. For those five years, if you were retired - you may have devastated your security - if you needed any income.

Financial Advisors continue to quote AVERAGE rates of returns. What they fail to discuss is the time periods that these averages work over. If you are 25 years old, then yes - use averages since you have 40 years. However, if you are retired, expect to live on average of 15 - 17 years. Hopefully your retirement does not happen during this down period of the AVERAGE causing you to run out of money

How Do We Find Your Risk Number?

Watch this short video to learn more about how we help you determine your Risk Number

Get Your Risk Number Analysis

For a limited time we will perform our Risk Number Analysis and get you the information you need.

What you will get

Complete Risk Analysis and a Risk Number
Full report on your Tax Efficiency Number
Up to one hour with one of our specialists to review your report

Strategic Personal and Business Planners

Planning Team Members

Out Team has over 60 years experience in analyzing risk for those with at least $500,000 in investments

Brian Ott, EA

East Coast

John Quinones

North Central U.S.

Michael Reid,

South Central U.S.

Kristin Walters

West Coast

Frequently AskED QuestionS

Do I Have To Change Financial Advisors

No, you can keep your financial advisor. We don't move accounts or make you change anything. This is all about a second opinion. If you went for a surgery, you would probably get a second opinion. With how much the financial industry either does not tell you or tells you in small print, why not get a second opinion on your financial future.

What type of history do we have in producing Risk Analysis?

Our founders have been producing Risk Analysis and developing portfolios for over 40 years. We use the highest grade institutional software that uses AI to develop Risk Analysis. We pair this history and experience with cutting edge technology to develop these analysis.

What will I get for this Risk Number Analysis?

We will collect a list of your current investments as well as how much you want to spend, and how much you have coming in from other sources.

We will schedule up to two meetings with a specialist to go through the Risk Number Analysis, as well as your Target Risk Number and finally will go through the Risk Report.

We will also make adjustments and changes with you to show you what your options are.

What is guarantee if I am not happy with the service?

If you are not 100% happy with the service or the results, we will refund 100% of your payment - with no questions asked.

Who should I schedule with?

All Strategic Planners use the same software to create the risk analysis and they have all not only been trained in Ken Himmlers Risk Bucket system but all follow the same exact process. It's really a matter if you have a preference of Male or Female and West Coast, Central or East Coast Time zone.

Disclosures

This page and the corresponding risk analysis is not intended to render any investment advice. A risk analysis is not a guarantee that it will produce the exact risk and risks fall into bands of probability based on macro, micro economics, and are tested based on history and there are no guarantees that history will repeat. The goal of the risk analysis is to alert those with a higher than needed risk or to those working with financial advisors whom do not study or analyze risk. This analysis is intended for those with at least $500,000 in net invested assets and are over the age of 45 as this age is when volatility, and risk are the most severe to a persons financial security

H&H Retirement Design and Management, Inc

We are an SEC Registered Investment Advisory Firm and you can access our Federal Filing outlining how we work, past history, as well as all the principals and advisors that work on the risk analysis. The purpose of this federal filing is to give the public transparency to a fiduciary. If a Fiduciary does not have a ADV Part then they are not a fiduciary with the SEC.

Click here to access Federal Filing ADV Part II